When the Saver and Spender Unite

When the Spender and Saver Unite

I’ll never forget the first time my husband told me he had received an overdraft fee on his checking account. We were dating, not yet engaged, and as we were having lunch and talking about work, he casually mentioned that he had been charged an overdraft fee. I almost choked on my sandwich. I tried to play it off cool, as if overdraft fees were not a cardinal sin in … [Read more...]

When Giving Money Is Easy for One Spouse but Not the Other

“Christmas gifts for 23 of your family members? Why can’t we draw names?” “Our friend’s kid’s first birthday? Really… like the kid will remember or even care. (Oh, never mind, the $500 of other gifts they will get from all of the other suckers who bought into it!)” “Ol’ So-and-So needs money for something… if they would have just managed their money right in the first … [Read more...]

I Don’t Stress When My Wife Comes Home with Shopping Bags

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Creating a family budget is a lot like taking your vitamins. Everyone knows they need to do it, but it’s the kind of thing that gets pushed to the back burner in the chaos of life. Why is it so easy to procrastinate the things that will make our lives—both individually and as a couple—better, easier in the long run? Probably because budgeting requires discipline, and who in … [Read more...]